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Hi Lori...I have a question. My brother in law is durable POA for MIL, medical and financial. She is going nuts with credit card spending, and having to refinance paid off home because of this. Buying outlandish exercise junk and herb pills she isn't supposed to have etc. She also "smells" things like carbon monoxide (delusions), and has chimney liner replaced over and over at a cost of over $300 each time. She is being scammed on homeowners insurance because a home valued at approximately $40,000 in Missouri should not need to be insured for $150,000, causing her rates to be unreasonably high. Fake doctors send her "lessons" on health issues, and offer the needed herbs to remedy them...blah, blah. Brother in law recently put his name on her checking account. Who will be responsible for the debt her assets will not cover upon her death? There is no will that I am aware of, so will this go to probate? Will someone have to continue to pay mortgage and credit cards debts until settled? Our family is totally divided because brother in law refuses to act. She is still driving her car even though in the last 3 years or 4 she hits cars in parking lots and fences in her yard etc. I have already tried the DMV with calls and filing dangerous driver report, already spoke to her doc about it, spoke to police and highway patrol...all to no avail. She has delusions concerning homeless people sleeping in her car, and neighbors stealing her identity, and family members stealing from her etc. He refuses to take her to geriatric specialist or neuro person...claims there is nothing wrong with her, the diagnosis of dementia 4 years ago is wrong. The family cut off contact 9 months ago, are we safe from being sued if she harms someone, and also are we safe from financial responsibility from her debts?
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